Smithson Bancorp is a Consumer Installment Lender offering some of the same services as Major Banks. we've been in business since 2017 and are working our way through the financial channels to one day operate as a major bank or credit union. Located in Homewood our Consumer Lending agency will soon become a household name.

Smithson Bancorp, a micro lending agency that offers revolving lines of credit, payday/short-term loans for life's unexpected expenses to those who qualify. 

In addition to the services provided Smithson offers a program that specializes in credit management that will report/furnish to the major credit bureau the account, on-time payments, and the updated balance of a $1,000 (no cash access) installment line of credit for credit score enhancement purposes ONLY.

The program is offered free of charge to high-school seniors,  

local and NATIONWIDE 

while the student is obtaining their high-school diploma. 

The goal for this program is to allow our organization to assist in introducing the up-and-coming generation to the beginning stages of wealth management building which can lead to the building of generational wealth 

 * No cash is ever exchanged with the no cash access line of credit so the consumer would not be acquiring any debt.