Smithson Bancorp is a Consumer Installment Lender offering some of the same services as Major Banks. we've been in business since 2017 and are working our way through the financial channels to one day operate as a major bank or credit union. Located in Homewood our Consumer Lending agency will soon become a household name.
Smithson Bancorp, a micro lending agency that offers revolving lines of credit, short-term loans for life's unexpected expenses to those who qualify.
In addition to the services provided Smithson Bancorp a financial institution, provides a financial literacy curriculum that ties into a (NO CASH ACCESS) line of credit, a service provided to all high-school seniors to build their credit while they're obtaining their high-school diploma. The professional development outcome of the curriculum is to provide our up and coming generations with a knowledge and understanding of money and credit responsibility, which can in-turn lead them to financial management before they become adults. Once the objective is complete it allows the students the opportunity to advance as a society to make informed decisions on how to manage their credit properly.
There is no cost to the students for the program.
* No cash is ever exchanged with the no cash access line of credit.
Contact us to complete our quick and easy, step by step application in minutes.
Get Your Cash
Once approved, funds can be direct deposited into your checking account through a secure transfer.
*Must be 18 years old.
*Have a valid Government ID.
*Active checking account open a minimum of 6 months.
*No outstanding loans.
*Proof of residency.
*Verifiable 2 year work history.
* Restrictions Apply
* Minimum credit score of 630
* Loans/ revolving lines of credit will not exceed an 18 month term.
* All programs are based upon approved credit*